I was tempted to put this down as volume three of "why economics is great" but i went for the more direct title. This is a recent Wharton paper examining financial innovations for an ageing world. The Pensions Research Council at Wharton have some great working papers on their stie. Anyone looking at behavioural aspects of finance or ageing/pensions etc., should look through this.
here
http://www.pensionresearchcouncil.org/publications/papers.php
Also linked below is a recent working paper using the CenTER panel by Arie Kapteyn, Arthur van Soest and Julie Zissimopoulos on retirement preferences. Direct preference elicitation around these issues is going to be a growing area in terms of looking at retirement etc., http://ftp.iza.org/dp2785.pdf
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